Discover 5% Cash Back Categories for Q4 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the fourth quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2016
Categories: Amazon.com, Department Stores & Sam’s Club

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

 

Personal Experience: Another Credit Card Fraud!

Ah, looking back it was only a little over a year ago that this happened. And credit card fraud strikes at me again! I can’t emphasize enough for you to check your credit card statements often. This time luckily my credit card company caught it and alerted me in time. Otherwise those people would have succeeded again!

And once again, it was because I made a purchase online at a new store that I never shopped from before. This time from Proenza Schouler, an luxury designer’s online store. You would think they have more money for more secured online transactions. I’ve alerted their customer service, but not sure how much that helps.

Maybe it’s really time to look into making online purchases in other ways. Continue reading

T-Mobile Tuesdays – Freebies for Customers #GetThanked

tmobiletuesdayT-Mobile Tuesday have been going on for a few weeks now. If you’re a T-Mobile customer and don’t know what this is, you’ve been missing out! (If you already know about this, let this be your reminder.)  T-Mobile Tuesday is an app and campaign that T-Mobile has been running for a few weeks now. Every Tuesday, existing customers can claim offers for freebies and unique experiences and free trips.  From free movie tickets to pizza to ice cream and Lyft rides. And if you’re as obsessed about Pokemon Go as I am, you would be happy to know that T-Mobile now offer unlimited 4G LTE data use with the game.

Not exactly sure how long this would go for, but as long as you have an Apple or Android phone, you’ll want to download the T-Mobile Tuesday app. More details from T-Mobile here.

Citi Dividend Card – 5% Cash Back Categories for Q3 2016

The third quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: July 1 – September 30, 2016
Categories: Hilton stays and car rentals

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q3 2016

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the third quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: July 1 – September 30, 2016
Categories: Restaurants and Wholesale clubs (such as Costco, BJ’s and Sam’s club)

You can sign up here or log into your chase account here, if you can’t find your sign up email. Official details can be found here.

Category activation is also available through text. You can sign up using the above links.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Santander’s extra20 Checking Account Gone for Good & New Signup Bonus

 

sov-san-daul-logoSantander’s extra20 checking/savings combo was just too good to last. I started mine a little over 2 years ago and some time last year, Santander no longer promoted the extra20 checking accounts. Starting July 1st, if you have a Santander extra20 account, you will no longer be receiving the extra $20 perks every month.

As an interim bonus, you can refer a friend to open a new Santander checking account and you will BOTH receive a $50 Visa Gift Card.  Your referral will need to open a new Santander Checking account, have 1 direct deposit over $250, and 5 debit card transactions within the first 60 days of account opening. More details here.

And for those who need a referral – my referral link here.

In search of a new savings combo! What are you using right now?

Discover 5% Cash Back Categories for Q3 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the third quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: July 1 – September 30, 2016
Categories: Home Improvement Stores & Amazon.com

There is also a secondary category bonus:
Earning Details: 2% cash back on up to $500 in monthly purchases
Period:
April 1 – September 30, 2016
Categories: Grocery Stores

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

 

Citi Dividend Card – 5% Cash Back Categories for Q2 2016

The second quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: April 1 – June 30, 2016
Categories: Drug stores and fitness centers

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q2 2016

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the second quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: April 1 – June 30, 2016
Categories: Grocery stores (excludes Walmart & Target) and Wholesale clubs (such as Costco & BJ’s)

You can sign up here or log into your chase account here, if you can’t find your sign up email. Official details can be found here.

Category activation is also available through text. You can sign up using the above links.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Discover 5% Cash Back Categories for Q2 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the second quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: April 1 – June 30, 2016
Categories: Restaurants & Movies

There is also a secondary category bonus:
Earning Details: 2% cash back on up to $500 in monthly purchases
Period:
April 1 – September 30, 2016
Categories: Grocery Stores

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance