Citi ThankYou Premier vs. Chase Sapphire Preferred

When my coworker asked for my opinion regarding which travel credit card to apply for, there was no question that I was hard selling the Citi ThankYou Premier (I’ve only listed the million card benefits here). But she brought up a new contestant: the Chase Sapphire Preferred card. So I thought it’ll be good idea to see how the new Chase Sapphire Preferred card would compare. So, let the duel begin!

Here’s a little chart to show the comparison:

Citi ThankYou Premier vs Chase Sapphire Preferred

Just by scanning both cards, the Chase Sapphire Preferred seems to be a better deal with it’s lower annual fee and the 2% equivalent cashback on all travel and restaurant purchases. But the Citi ThankYou Premier card definitely gives you more “bang for your buck” with it’s free domestic companion flight ticket and 15% off all flight travel purchases for you and your party! I can’t see how the Sapphire Preferred card can beat the Thank You Premier card in terms of being a travel friendly credit card. Even with it’s restaurant bonuses, there are so many credit cards available right now with no annual fee giving a 5% rotating restaurant bonus that it’s not even worth paying the $95 annual fee for a 2% cashback.

Do you have a “favorite” card to use? Leave a comment and share!


Bored Money – Bing Rewards

I want to share something that MyMoneyBlog would call as “Bored Money”. Microsoft have been running many promotions for its Bing search. In its early days, you had the Bing cashback program, but that died out and now they have Bing Rewards. This means, every time you use their search engine, you get credits. Credits can later be used to redeem gift cards (Tango, Amazon, Groupon, Starbucks), Xbox game points, donations, and sweepstake entries for even bigger prizes.

Basically, you earn 1 credit for every 2 searches, and there are extra bonuses that they give out now and then. I’ve been able to rack up $5 Groupon gift cards every month. Not that I think Bing search is compatible with Google, I hate that they purposely omit Google affiliated services like blogspot results. But I’ll use the Bing toolbar and search for “gap” to launch the website, for example, or something similar where I know the #1 result is what I’m looking for. For any extensive research, I’ll still stick with good old trusty Google.

Here is my Bing rewards referral link, I get some credit if you sign up for Bing Rewards through my link.

Anecdote time! I remember when I first started college and “really” started spending money (tuition, books, transportation), I was frantically looking for ways to save some cash. With lots of downtime between classes and high speed WiFi access, it was serious coupon-ing time! At one point, I was even loading up those ad bars that dock on the bottom of your window and pays you $0.01/hr for watching their ads. Yes, I was that desperate! But it died out on me pretty quickly when I realize I couldn’t even make it up to the $5 cash out amount. This Bing Rewards would definitely have been one of my go-to’s, especially with the gift card option.

Do you have other means of harvesting bored money? Do share!