Rebalancing my 401k

I’ve decided to lower my monthly contributions for the foreseeable future to just 5% pre-tax contribution and 1% for Roth contributions from 12% and 3% respectively. I’ve been contributing that amount for the past 2-3 years so I figured it was time to cut back. I will probably increase my contributions for a few months later on, but this is my plan for now.

While lowering my contributions and clicking around the website, I noticed that there were fees associated with all the funds that I’ve been contributing to so I decided to switch to index funds only and some low fee funds.

My current allocations are now: Continue reading

Citi Dividend Card – 5% Cash Back Categories for Q3 2013

The third quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Q3 Dates:
Earn 5% on select purchases from July 1 – September 30, 2012
Categories: Car Rental Agencies, Theme Parks, Hilton Worldwide Ten Distinct Hotel Brands, Movie Theaters

Look in your email for a direct link, or activate via this link.

For your convenience here is a link to our 2013 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q3 2013

It’s time to activate the third quarter 5% cash back categories for your Chase Freedom credit card.

Chase Freedom Credit Card

Chase Freedom Credit Card

Here are the details:

Earning: 5% cash back on up to $1,500 spent
Period: July 1 – September 30, 2013
Categories: Gas stations, Theme parks, Kohl’s

You can sign up here if you can’t find your sign up email.

For your convenience here is a link to our 2013 Credit Card Benefits-At-A-Glance