I’ve decided to lower my monthly contributions for the foreseeable future to just 5% pre-tax contribution and 1% for Roth contributions from 12% and 3% respectively. I’ve been contributing that amount for the past 2-3 years so I figured it was time to cut back. I will probably increase my contributions for a few months later on, but this is my plan for now.
While lowering my contributions and clicking around the website, I noticed that there were fees associated with all the funds that I’ve been contributing to so I decided to switch to index funds only and some low fee funds.
My current allocations are now: Continue reading