Chase Freedom 5% Cash Back Categories for Q1 2014

It’s time to activate the first quarter 5% cash back categories for your Chase Freedom credit card.

Chase Freedom Credit Card

Chase Freedom Credit Card

Here are the details:

Earning: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2014
Categories: Gas stations, Movie theaters, Starbucks

You can sign up here or log into your chase account here, if you can’t find your sign up email.
For your convenience here is a link to our 2014 Credit Card Benefits-At-A-Glance

Citi Dividend Card – 5% Cash Back Categories for Q1 2014

The first quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Q4 Dates:
Earn 5% on select purchases from January 1 – March 31, 2014
Categories: Macy’s, Drug Stores, Fitness Clubs

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2014 Credit Card Benefits-At-A-Glance

2013 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

(Last updated December 13, 2013)

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Annual Fee: None Continue reading

Hallmark Card Rewards Program Review

Note: Though I haven’t successfully redeem any rewards yet, I thought this program came just in time for the holidays and didn’t want any of you to miss out on it.


Hallmark, the crown of all greeting cards, now offer a new rewards program – Hallmark Card Rewards (yes very original name). Don’t confuse this with their Crown Rewards program which only gives you credit at their Hallmark Crown store locations. Instead, all you have to do is sign up and purchase Hallmark branded greeting cards. The purchase can be made at ANY location and not necessarily Hallmark Crown stores.

What you have to do …

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Renew Your Ally CD for an Additional Interest Rate Boost

ally If you’ve read through my devotion to Ally Bank CDs, you might have seen me mention about Ally Bank’s loyalty reward. I think they’ve finally posted up some official terms online. You can read it here.

Basically, if you renew any of your maturing Ally Bank CD, they’ll offer you an additional 0.25% interest rate boost to whatever is the current interest rate of a new CD.  So for example, if you have a 1 year CD maturing on Dec 1, you can roll the CD into another 1 year CD at 0.98%+0.25%=1.23% interest rate. That’s probably one of the few higher CD interest rates out there already.

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American Express Offers & Discounts

logo_bluebox With Black Friday and Cyber Monday sales going through the normal hustle and bustle I thought I should share some additional saving tips that you might not realize you have access to. It’s been on your American Express (AMEX) card all along. AMEX offers gives you a statement credit back as long as you spend a designated amount as per each offer’s requirements. For example, an offer can be a $25 statement credit for a $75 charge to your AMEX card. Most of them are one time statement credits and I’ve seen all the offer credits on my account the next day charges are cleared.

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