With Black Friday and Cyber Monday sales going through the normal hustle and bustle I thought I should share some additional saving tips that you might not realize you have access to. It’s been on your American Express (AMEX) card all along. AMEX offers gives you a statement credit back as long as you spend a designated amount as per each offer’s requirements. For example, an offer can be a $25 statement credit for a $75 charge to your AMEX card. Most of them are one time statement credits and I’ve seen all the offer credits on my account the next day charges are cleared.