Citi Dividend Card – 5% Cash Back Categories for Q1 2016

The first quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2016
Categories: The Home Depot and home furnishing stores (Home furnishing stores are classified as merchants that primarily sell furniture for homes. Purchases made at warehouse clubs, supercenters and discount stores are not eligible for the additional cash back.)

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q1 2016

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the first quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2016
Categories: Gas stations and local commuter transportation (Includes taxis, subways, local commuter buses and trains; does not include parking, tolls, and Amtrak purchases.)

You can sign up here or log into your chase account here, if you can’t find your sign up email. Official details can be found here.

Category activation is also available through text. You can sign up using the above links.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Discover 5% Cash Back Categories for Q1 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the first quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2016
Categories: Gas Stations and for Ground Transportation

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Continue reading

2016 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

Noll vs eBay Class Action Settlement

ebaylogo Here’s a new class action settlement that showed up in my inbox yesterday. This one is in place for those who have paid listing fees on Good ‘Til Canceled listings on eBay from September 2008 till June 2012. The amount would be calculated and added to your account automatically for you. Click here for more details.

Personally, I also fell victim to the confusing rules behind the “Good ‘Til Canceled”. Did you know that Good ‘Til Canceled are just 30 day listings that automatically get relisted on your behalf? So essentially if you leave you listing alone for 6 months, you will be charged 6 times the 30 day listing fee.  I can see why Noll won, it is very confusing, and I only found out the hard way after seeing extra listing fee charges on my monthly statement.  I’m glad somebody set that one straight with eBay.

Anybody else that fell victim to the GTC fees?