2016 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None

Bank of America

bofawwfBankAmericard Cash Rewards Card

  • Gas: 3 points
  • Grocery Stores: 2 points
  • All other purchases: 1 point
  • Grocery store/gas bonus rewards on $1,500 in combined purchases each quarter
  • Annual Fee: None

Chase

Amazon.com Credit Card
Amazon.com Credit Card

  • Amazon.com: 3 points
  • Gas, Restaurants, Drugstores: 2 points
  • All other purchases: 1 point
  • Unlimited points, no category activations
  • Annual Fee: None

Chase Freedom Credit Card
Chase Freedom Credit Card

  • 5% cash back (5 points for every $1 spent)
  • January – March: Gas stations and local commuter transportation (details)
  • April – June: Grocery stores and more
  • July – September: Grocery stores (excludes Walmart & Target) and Wholesale clubs (such as Costco & BJ’s) (details)
  • October – December: Department Stores, Drug Stores and Wholesale clubs (such as Costco, BJ’s and Sam’s club) (details)
  • All other categories: 1 point
  • Unlimited points, category activations required
  • Annual Fee: None

Citibank

Citi Dividend Credit Card
Citi Dividend Card

  • 5% cash back (5 points for every $1 spent)
  • January – March: The Home Depot and home furnishing stores (details)
  • April – June: Drug stores and fitness centers (details)
  • July – September: Hilton stays and car rentals (details)
  • October – December: Best Buy & Department Stores (details)
  • All other categories: 1 point
  • Points earned limited to $1,500 of purchases in the specified categories
  • Category activations required
  • Annual Fee: None
  • Maximum cashback rewards is limited to $300 per calendar year.

Citi ThankYou Preferred Card

  • Earn 2 points for every $1 spent on dining and entertainment purchases
  • Earn 1 pont for every $1 on other purchases
  • Annual Fee: None
  • See a detailed review here.
  • (Right now, get 20,000 points = $200 in gift cards with $1500 spent in the first 3 months of account opening. See here.)

 

Citi ThankYou Premier Card

  • Earn 3 points for every $1 spent on travel and gas
  • Earn 2 points for every $1 spent on dining and entertainment
  • Earn 1 point for every $1 spent on all other purchases.
  • No Foreign Transaction Fees
  • Additional 25% point value to be spent at ThankYou Travel Center (Check post for details).
  • Unlimited points
  • See detailed review here.
  • Annual Fee: $95 (waived for the first year)
  • (Right now, earn 50,000 points with $3000 purchase within 3 months of account opening. See here.)

Citi ThankYou Prestige Card

  • Earn 3 points for every $1 spent on air travel and hotel
  • Earn 2 points for every $1 spent on dining and entertainment
  • Earn 1 point for every $1 spent on all other purchases.
  • A $250 air travel credit good towards airline tickets or baggage fees
  • No Foreign Transaction Fees
  • Access to VIP Airline lounges
  • Additional 33% point value to be spent at ThankYou Travel Center (Check post for details). Make it 60% point value if traveling with American Airlines or U.S. Airways
  • Unlimited points
  • Annual Fee: $450
  • (Right now, earn 30,000 points with $2000 purchase within 3 months of account opening. See here.)

Citi Double Cash Card
citidoublecash

  • Earn 1% on purchases and another 1% when you pay back
  • Annual Fee: None
  • See detailed review here.

 

Capital One QuickSilver Card
capitalquicksilver

  • Earn 1.5% cashback on all purchases
  • Visa Signature card
  • Annual Fee: None
  • See detailed review here.
  • (Right now there is a $100 signup bonus after spending $500 within 3 months of account opening.)

Discover

Discover itDiscover (it and More) Credit Card

  • 5% cash back (5 points for every $1 spent)
  • January – March: Gas Stations & for Ground Transportation (details)
  • April – June: Restaurants & Movies (details)
  • July – September: Home Improvement Stores & Amazon.com (details)
  • October – December: Amazon.com, Department Stores & Sam’s Club (details)
  • All other categories: 1 point
  • Unlimited points, category activations required
  • Points earned limited to $1,500 of purchases in the specified categories
  • Annual Fee: None
  • Free monthly FICO Credit Score
  • See detailed review here.
  • Currently offering $50 sign up bonus. See post here.
  • Secondary 2% cash back up to $500 per month:
    • April – September: Grocery stores (details)

Santander

Santander Bravo Credit CardSantander Bravo Credit Card

  • Gas, Restaurants, Supermarkets: 2 points
  • All other purchases: 1 point
  • Limitations: 15,000 points per calendar quarter
  • Annual Fee: $49

 

 

 

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