Citi Dividend Card – 5% Cash Back Categories for Q1 2018

The first quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2018
Categories: Gas Stations & Car Rentals

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

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Chase Freedom 5% Cash Back Categories for Q1 2018

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the first quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2018
Categories: Gas Stations, Internet/Cable/Phone Services, Chase Pay, Android Pay, Apple Pay, Samsung Pay
Other Offers: 1% cash back on all purchases, including on top of your 5% category purchases
Activate by: March 15, 2018
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Discover 5% Cash Back Categories for Q1 2018

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the first quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2018
Categories: Gas Stations & Wholesale Clubs

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2018 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

Ally’s Holiday Rate: 2.00% APR on a 12-Month CD


For those who like good rates but not too crazy about rate chasing or long term commitment this one’s for you. Ally Bank just announced a special rate for the holidays. From today till Jan 2, 2018, you can open a 12-Month CD with a 2.00% APR with no minimum deposit required. This is one of the best rates (if not the highest) on the market right now. There is an early withdrawal penalty though, but at least it’s a short term commitment.  If you already bank with Ally, this would literally take you less than 5 mins to open. For more details, you can visit here.