Citi Dividend Card – 5% Cash Back Categories for Q1 2018

The first quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2018
Categories: Gas Stations & Car Rentals

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

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Chase Freedom 5% Cash Back Categories for Q1 2018

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the first quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2018
Categories: Gas Stations, Internet/Cable/Phone Services, Chase Pay, Android Pay, Apple Pay, Samsung Pay
Other Offers: 1% cash back on all purchases, including on top of your 5% category purchases
Activate by: March 15, 2018
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Discover 5% Cash Back Categories for Q1 2018

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the first quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2018
Categories: Gas Stations & Wholesale Clubs

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2018 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

Ally’s Holiday Rate: 2.00% APR on a 12-Month CD


For those who like good rates but not too crazy about rate chasing or long term commitment this one’s for you. Ally Bank just announced a special rate for the holidays. From today till Jan 2, 2018, you can open a 12-Month CD with a 2.00% APR with no minimum deposit required. This is one of the best rates (if not the highest) on the market right now. There is an early withdrawal penalty though, but at least it’s a short term commitment.  If you already bank with Ally, this would literally take you less than 5 mins to open. For more details, you can visit here.

Citi Dividend Card – 5% Cash Back Categories for Q4 2017

The fourth quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2017
Categories: Best Buy & Department Stores*

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

*Department stores are larger merchants that sell a general line of apparel, home furnishings, furniture, electronics, cosmetics, housewares and major appliances. They have several departments that usually have separate checkout counters.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q4 2017

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the fourth quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2017
Categories: Walmart & Department Stores
Check here for a complete list of merchants that qualify for these categories: https://creditcards.chase.com/freedom/merchants/

Other Offers: 1% cash back on all purchases, including on top of your 5% category purchases

You can sign up here or log into your chase account here, if you can’t find your sign up email.

Category activation is also available through text. You can sign up using the above links.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

Discover 5% Cash Back Categories for Q4 2017

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the fourth quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2017
Categories: Amazon.com* & Target**

Sign up by logging into your Discover account.

Don’t have a Discover It card? Here is a referral link to sign up. Both you and I will get $50 in cashback bonus after your first purchase within 3 months of opening the account.

*Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace.

**Target purchases include any purchase made online or in-store at Target and SuperTarget. Individual merchants and stand-alone stores within physical Target locations may not be eligible in this category. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

 

Chase Freedom 5% Cash Back Categories for Q3 2017

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the third quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: July 1 – September 30, 2017
Categories: Restaurants & Movie theaters
Other Offers: 1% cash back on all purchases, including on top of your 5% category purchases

You can sign up here or log into your chase account here, if you can’t find your sign up email.

Category activation is also available through text. You can sign up using the above links.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

Citi Dividend Card – 5% Cash Back Categories for Q3 2017

The third quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: July 1 – September 30, 2017
Categories: Hilton Portfolio, Airlines

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance