2017 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

Citi Dividend Card – 5% Cash Back Categories for Q1 2017

The first quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2017
Categories: The Home Depot and Home Furnishing Stores

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

Home furnishing stores are classified as merchants that primarily sell furniture for homes. Purchases made at warehouse clubs, supercenters and discount stores are not eligible for the additional cash back.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q1 2017

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the first quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2017
Categories: Gas Stations*, Local Commuter Transportation**
Other Offers: 1% cash back on all purchases, including on top of your 5% category purchases

*Does not include merchants that do not specialize in selling automotive gasoline; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies.

**Includes taxis, subways, local commuter buses and trains: does not include parking, tolls, and Amtrak® purchases.

You can sign up here or log into your chase account here, if you can’t find your sign up email.

Category activation is also available through text. You can sign up using the above links.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

Discover 5% Cash Back Categories for Q1 2017

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the first quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2017
Categories: Gas Stations, Ground Transportation and Wholesale Clubs

Sign up by logging into your Discover account.

Don’t have a Discover It card? Here is a referral link to sign up. Both you and I will get $50 in cashback bonus after your first purchase within 3 months of opening the account.

For your convenience here is a link to our 2017 Credit Card Benefits-At-A-Glance

 

Giving Tuesday suggestions post Trump election

2016-gt-logo-wdate1Giving Tuesday is coming up next week and I’ve been trying to figure out which organization to donate to. For those of you who aren’t familiar with #GivingTuesday, (read more at the official site or on wikipedia) it’s an international day that marks the start of giving before the holiday season. Many companies who participate pledge to match what their employees donate up to a certain amount. My employer is pledging to match up to $1,000 in donation per employee and I am now seriously considering what to do next.

As an inspiration from Last Week Tonight with John Oliver’s last episode of 2016, I Continue reading

Citi Dividend Card – 5% Cash Back Categories for Q4 2016

The fourth quarter 5% cash back categories for the Citi Dividend Card has been published and is available for activation.

Citi Dividend Card

Citi Dividend Card

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2016
Categories: Best Buy & Department Stores

Total cash back you can earn is $300 per calendar year.
Points will be applied only after 2 business days of when you enroll if enrolled after the quarter period has begun.
Points will expire after 12 months of inactivity.

Look in your email for a direct link, sign up by logging into your account, or activate via this link.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Chase Freedom 5% Cash Back Categories for Q4 2016

Chase Freedom Credit Card

Chase Freedom Credit Card

It’s time to activate the fourth quarter 5% cash back categories for your Chase Freedom credit card.

Here are the details:

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2016
Categories: Department Stores*****, Drug Stores****** and Wholesale clubs**** (such as Costco, BJ’s and Sam’s club)

Continue reading

Discover 5% Cash Back Categories for Q4 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the fourth quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2016
Categories: Amazon.com, Department Stores & Sam’s Club

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

 

Personal Experience: Another Credit Card Fraud!

Ah, looking back it was only a little over a year ago that this happened. And credit card fraud strikes at me again! I can’t emphasize enough for you to check your credit card statements often. This time luckily my credit card company caught it and alerted me in time. Otherwise those people would have succeeded again!

And once again, it was because I made a purchase online at a new store that I never shopped from before. This time from Proenza Schouler, an luxury designer’s online store. You would think they have more money for more secured online transactions. I’ve alerted their customer service, but not sure how much that helps.

Maybe it’s really time to look into making online purchases in other ways. Continue reading

T-Mobile Tuesdays – Freebies for Customers #GetThanked

tmobiletuesdayT-Mobile Tuesday have been going on for a few weeks now. If you’re a T-Mobile customer and don’t know what this is, you’ve been missing out! (If you already know about this, let this be your reminder.)  T-Mobile Tuesday is an app and campaign that T-Mobile has been running for a few weeks now. Every Tuesday, existing customers can claim offers for freebies and unique experiences and free trips.  From free movie tickets to pizza to ice cream and Lyft rides. And if you’re as obsessed about Pokemon Go as I am, you would be happy to know that T-Mobile now offer unlimited 4G LTE data use with the game.

Not exactly sure how long this would go for, but as long as you have an Apple or Android phone, you’ll want to download the T-Mobile Tuesday app. More details from T-Mobile here.