2018 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

2017 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

2016 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

Deal Alert: Amex Offers $30 off Your Cell Phone Bill and Restaurant Week

logo_bluebox There are new American Express Offers on the horizon. Log into your American Express account and add the offer “Save on your Cell Phone Bill”. You’ll be able to get a $10 statement credit for every $75 charged to your card by one of the 5 major carriers – T-Mobile, Verizon, AT&T, US Cellular or Sprint. You can use this offer 3 times for a total of $30 off.

NYC Restaurant Week is running from Feb 16 to Mar 6 and once again American Express has another $5 statement credit for every $25 charged from participating restaurants. No mention of the maximum times you can use it. You must register for the offer here.  For a list of participating restaurants, check here.

 

Amex Reward Dollar Gift Card Sale

I just logged into my Amex Blue Cash account and noticed that they’re running a sale promotion on their Reward Dollars (RD). This comes in handy to curve the overall amount of cashback you’re actually getting from the card.

amexsale

Amex Reward Dollar Sale – Jan 2015

From now till Jan 15 (or while supplies last) you can get 1 of 4 gift cards for 10% fewer Reward Dollars. Redeem for a Macy’s, Barnes & Noble, Brooks Brothers or Nike gift card at $45 RD for a $50 value or $90 for a $100 value. Successfully bringing your 1% cashback to 1.1% cashback. Of course would be more if you only use it for the 3% cashback at supermarkets, but you get the idea.

You should be able to see this offer once you log into your Amex account.

 

Deal Alert: Amex Offer $10 back for $50 Supermarket Purchase

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A quick deal alert from Amex Offers for all Amex cardholders that I found recently(I’ve talked about Amex offers here before.) This Supermarket Offer should be available under your “My Offers” tab and all you have to do is make a $50 purchase or more at any business that’s deemed a “supermarket” before July 14. You can fulfill this offer from chains like Pathmark, Stop & Shop, or A&P.  You can take advantage of this offer up to 3 times! I’m planning on buying 3 $50 gift cards if I don’t actually make a purchase at the supermarket.

So make sure you “Save Offer” when you log into your Amex account online. Or if you can’t find it there, you can also get the offer through Facebook and Twitter if you’ve already synced your Amex card.

Some other current offers include $5 back for $5 Dunkin Donuts (yes that means free donuts!), $5 back for $30 ExxonMobil, $15 back for $50 1-800-Flowers, and $15 back for $75 Home Depot purchases. And of course as always, most of these are also available online so you can take advantage of Ebates & BigCrumbs as well (my referral links)!

American Express Offers & Discounts

logo_bluebox With Black Friday and Cyber Monday sales going through the normal hustle and bustle I thought I should share some additional saving tips that you might not realize you have access to. It’s been on your American Express (AMEX) card all along. AMEX offers gives you a statement credit back as long as you spend a designated amount as per each offer’s requirements. For example, an offer can be a $25 statement credit for a $75 charge to your AMEX card. Most of them are one time statement credits and I’ve seen all the offer credits on my account the next day charges are cleared.

Continue reading

Current High Interest Saving Solutions

(Updated as of Dec 21, 2015)

Though current high interest saving accounts aren’t what it used to be at it’s peak, but they are still relatively a lot higher than typical saving accounts. So check here often to make sure you are making the most out of your nest of savings.

Saving Accounts

Ally Bank is offering a 1.00% APY on their Online Savings and 0.85% APY on their Money Market accounts.

 

American Express is offering a 0.90% APY in their online savings account with no minimum deposit.

 

Discover is currently offering 0.95% APY on theirdiscover online savings account with no minimum deposit.

 

Santander Bank has a promotion on their extra20 checking account that gives you a total of $20 if you have $1500 in direct deposit and 2 bill payments monthly.
Certificate of Deposit (CDs)

Ally Bank still has a higher rate at 2.00% APY on a 5-year CD.