Discover 5% Cash Back Categories for Q2 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the second quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: April 1 – June 30, 2016
Categories: Restaurants & Movies

There is also a secondary category bonus:
Earning Details: 2% cash back on up to $500 in monthly purchases
Period:
April 1 – September 30, 2016
Categories: Grocery Stores

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

 

Discover 5% Cash Back Categories for Q1 2016

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the first quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: January 1 – March 31, 2016
Categories: Gas Stations and for Ground Transportation

Sign up by logging into your Discover account.

For your convenience here is a link to our 2016 Credit Card Benefits-At-A-Glance

Continue reading

2016 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Free Monthly FICO credit score
  • Annual Fee: None Continue reading

Discover 5% Cash Back Categories for Q4 2015

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the fourth quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: October 1 – December 31, 2015
Categories: Amazon.com, Department Stores and Clothing Stores

Sign up by logging into your Discover account.

For your convenience here is a link to our 2015 Credit Card Benefits-At-A-Glance

Discover it Credit Card $50 Sign Up Bonus

Discover it

(Updated Oct 3, this is still on valid.) Right now Discover has a referral program where you can refer a friend to sign up for the Discover it credit card and both you and the new cardholder will get $50 cashback after they make their first purchase within 3 months.

Here is my referral link if you’re interested.

Discover it is a fairly simple card, with 5% rotating categories and their shopping referral program always give great cashback. Here is my last review of the card if you want more details.

 

 

Discover 5% Cash Back Categories for Q3 2015

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the third quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Detailed review for this card can be found here.

Earning Details: 5% cash back on up to $1,500 spent
Period: June 1 – September 30, 2015
Categories: Home Improvement Stores, Department Stores, and Amazon.com

Sign up by logging into your Discover account.

For your convenience here is a link to our 2015 Credit Card Benefits-At-A-Glance

Discover Checking Review

Discover Cashback Checking Debit CardAn offer got mailed to me to open a Discover Checking account, so I decided to give it a try. I am currently using this account to pay all my online bills. This checking account is online only, includes free checks and a debit card. Withdrawals are free and reimbursed from any ATM. The biggest benefit is the 10 cents you get for every debit card purchase, online bill pay and check that you write. While this isn’t much, it’s still good for those times that I can only use online bill pay for such as paying for utilities such as gas or electricity, as well as paying off credit card bills. So on top of the points you earn for using your credit cards, you will get another 10 cents for paying off that credit card. There is also a promotion going on right now that will last until July, all debit card purchases will earn double rewards (20 cents).

If this isn’t a big enough incentive (which I admit is quite small), you can check out my other post about the best banking combo that I’ve come across. Both the Santander and Apple Bank offers are still available.

Also, the access to this checking account will be combined with your Discover credit card log in. If you have 2 Discover credit cards like I do, you will need to decide which account to link this checking account to. Reward redemption can either be transferred to your credit card or transferred to the checking account, but will need to be manually redeemed. There are no minimum redemption amount.

Discover 5% Cash Back Categories for Q2 2015

Discover it Credit Card

Discover it Credit Card

It’s time to sign up for the second quarter 5% cash back categories for your discover cards. These categories applies to both the Discover it and the Discover More credit cards.

Earning Details: 5% cash back on up to $1,500 spent
Period: April 1 – June 30, 2015
Categories: Restaurants and Movies

Sign up by logging into your Discover account.

For your convenience here is a link to our 2015 Credit Card Benefits-At-A-Glance

2015 Credit Card Benefits-At-A-Glance

Here is a list of credit cards listed alphabetically by bank and card name. The list will be updated periodically.

1st Financial Bank

1st Financial Bank Credit Card1st Financial Bank Logo

  • All categories: 2% cash back
  • Unlimited cash back, cash is applied directly to statement
  • Annual Fee: None

American Express

Blue Cash Everyday Card

  • Earn 3% cash back at supermarkets
  • Earn 2% cash back at gas stations
  • Earn 1% cash back on all other purchases
  • Annual Fee: None Continue reading

The Online Shopper Card – Discover it Card

Update Oct 3, 2015 – There’s a new sign up bonus right now for $50. Check this post for more details.

After going through all the available credit card options out there, I decided to apply for the Discover it Card.

discoverit  Discover it card is now Discover’s it card. Discover no longer offers any other credit card. The Discover it card gives you 1% cashback on all your purchases. On top of that they have quarterly rotating categories that will offer you an additional 4% making it a 5% cashback bonus (only subject to the first $1500 spent quarterly.)

One of the biggest draw of a Discover credit card is probably their ShopDiscover portal, a shopping hub that gives you a steady 5-20% cashback on top of Discover’s normal 5% cashback rotating categories. This shopping hub is similar to sites like Ebates and BigCrumbs where you get a certain percentage for each purchase, but made easier to redeem when it’s part of your credit card’s normal rewards.

Reward redemption also has a few flavors as well. If you choose to redeem as a statement credit, you can only redeem at $50 intervals. Gift cards start at $20.  But the easiest is probably redeeming your rewards at Amazon.com’s checkout page. Here you can redeem your rewards at any value, every $1 cashback is $1 you can use to apply at checkout.

Some other perks I see with this card – no annual fee and no foreign transaction fees. Though this might not be as enticing since Discover is not accepted at many locations aboard. The Discover website has an interactive map that shows you where Discover is accepted internationally.  You also get an monthly FICO score with your statement so you can easily track your credit. And last but not least, the cool factor of carrying a shiny metallic credit card in your wallet. =)

There are 2 different signup offers right now for the Discover it Card. You can get a $150 bonus after a $750 spend in the first 3 months by signing up here (link from Slickdeals). Or if you don’t think you can spend $750, you can also sign up directly through Amazon to get a $100 gift card credit after your first Discover it card purchase (though the reviews seems to be quite conflicting).

Currently from October to December, the rotating categories are for all online purchases and department store purchases are a 5% cashback bonus. Made even better with the Shop Discover.